Visibility into action

Virtual CFO — Powered by BizLens

Four questions

Are you actually in control of your numbers?

Are you making cash profits — or just accounting profits?

If sales increase by 20%, do you know what happens to your cash?

Before taking a decision, can you model its financial impact?

If your lender asks for a 90-day cash flow forecast tomorrow, can you produce one?

The gap

Most businesses have the data. They just don't use it to run the business.

Your Tally has years of transactions. But between your data and your decisions, there is a gap — and that gap is where margin erodes and cash gets stuck.

This is where numbers turn into decisions.

BizLens gives you clarity. Virtual CFO uses that clarity to guide action.

BizLens

Proprietary analytics engine that transforms your financial data into structured insights — updated monthly, accessible through your portal.

Virtual CFO

A Chartered Accountant who reads the analytics, identifies risks, and works with you on decisions — every month, not once a year.

What you get

First 30 Days

Deep Dive Audit

A comprehensive review of your financial operations — where money flows, where it stalls, where it leaks. You receive a written diagnostic with specific findings and a 90-day action plan.

Every Month

  • BizLens analytics refresh.
  • Written Insight Memo with 3–5 actionable observations.
  • Solution Log update — issues, actions, value created.
  • Monthly review call with your designated vCFO.

Every Quarter

  • Strategic deep-dive session.
  • Budget vs actual variance analysis.
  • Forward-looking 90-day plan update.
  • Board-ready financial summary if needed.

Who this is for

This is not for everyone. And that's by design.

Businesses doing ₹5 Cr+ turnover who have outgrown their CA but are not ready for a full-time CFO.
Manufacturing companies where working capital, inventory, and receivables are the difference between growth and cash crunch.
Export-oriented businesses navigating CBAM, foreign exchange, and multi-market complexity.
Family-run businesses preparing for the next stage — institutional funding, second generation, or disciplined operations.

A Real Example

A Coimbatore auto-component manufacturer discovered ₹18 lakh in working capital locked in 90+ day receivables. Within one quarter of structured follow-up and collection redesign, recovery improved by 40%. The fix was not complex. The visibility was what was missing.

BizLens — the engine

A purpose-built financial intelligence tool for Indian MSMEs. Takes structured inputs — P&L, balance sheet, ageing, concentration — and turns them into action.

Health scoring

Scenario simulation

Trend analysis

Plain-English insights

Where this fits

The layered system

Each layer builds on the one below it. The current page is highlighted - the others are part of the same system.

CBAM & ESG

Cross-cutting overlay for EU exporters.

Build Your Plan — See Pricing

See how layers combine in your monthly bill

Pricing

Virtual CFO from ₹25,000/month · BizLens standalone from ₹4,999/month.

Most engagements recover their cost in the first quarter through working capital and pricing corrections alone.

See full pricing